Chase Points Calculator

Using the Chase Points Calculator

Welcome to the Chase Points Calculator! This tool is designed to help you estimate how many points you can earn with different Chase credit cards based on your spending habits. Follow these steps to get started.

Step 1: Input Your Monthly Spending

• Dining Spend: Enter the amount you typically spend on dining each month. This includes any expenses related to eating out at restaurants or cafes. Ensure this is a number and greater than or equal to zero.
• Travel Spend: Enter your monthly travel-related expenses. This can include flights, hotels, rental cars, or any other travel services. Ensure this is a number and greater than or equal to zero.
• Grocery Spend: Fill in your monthly spending on groceries. This is usually your supermarket or grocery store bills. Ensure this value is a non-negative number.
• General Spend: Enter other monthly expenses that don’t fit into dining, travel, or groceries. These might include utilities, entertainment, or personal shopping. Make sure it’s a non-negative number.

Step 2: Select Your Chase Card Type

Choose the type of Chase card you currently have or plan to get. The calculator supports the following options:

• Sapphire Reserve
• Sapphire Preferred
• Freedom Flex/Unlimited

Selecting the card type is required as it determines the points calculation logic.

Step 3: View Your Results

Once you’ve entered all the required inputs, the calculator will display the following results for you:

• Monthly Points Earned: This shows the estimated number of points you earn each month based on the entered data and the selected card type.
• Annual Points Earned: This is the total number of points you can earn in a year, calculated by multiplying your monthly points by 12.
• Annual Cash Value: This tells you the cash equivalent of your earned points when redeemed as cash back or statement credits.
• Annual Travel Value through Chase Portal: Discover your points’ travel value when you book through the Chase portal, which often offers bonus value for points.

The calculator provides these values in an easy-to-understand format, helping you maximize your points’ potential.

Conclusion

Using the Chase Points Calculator is a simple way to see how your spending can translate into valuable points and rewards. By following these steps and understanding the categories, you can make informed decisions about which card suits your lifestyle best and how to optimize your spending for maximum returns.