Massachusetts Paycheck Calculator

The Massachusetts Paycheck Calculator helps users estimate their net pay and total deductions per pay period and annually by considering factors such as pay frequency, gross pay, tax status, and contributions to retirement and health insurance.

Use Our Massachusetts Paycheck Calculator

Step-by-Step Guide to Using the Massachusetts Paycheck Calculator

Step 1: Select Pay Frequency

Select the Pay Frequency from the dropdown menu. You can choose from the following options:

  • Weekly (52 pays per year)
  • Bi-Weekly (26 pays per year)
  • Semi-Monthly (24 pays per year)
  • Monthly (12 pays per year)

Step 2: Enter Gross Pay Per Period

In the Gross Pay Per Period field, enter your gross earnings for each pay period. This amount should be a positive number, and you may specify cents if needed.

Step 3: Specify Federal Allowances

Enter the number of Federal Allowances you are claiming. This should be a whole number and is required to accurately calculate your federal withholding.

Step 4: Choose Filing Status

Select your Filing Status from the available options:

  • Single
  • Married
  • Married Filing Single

Step 5: Input Retirement 401(k) Contribution

If you contribute to a 401(k) retirement plan, enter the percentage of your gross pay that is deducted for the 401(k) Contribution. This step is optional and should be a percentage between 0 and 100.

Step 6: Add Health Insurance Deduction

If applicable, enter the Health Insurance Deduction amount that is taken from your pay each period. This step is optional and should be a positive number.

Step 7: Review Calculated Deductions and Results

Once you have inputted the necessary fields, review the calculated results, which include:

  • Federal Withholding: Calculated using your gross pay, pay frequency, filings status, and federal allowances.
  • Social Security: 6.2% of your gross pay.
  • Medicare: 1.45% of your gross pay.
  • MA State Withholding: 5% of your gross pay.
  • 401(k) Deduction: Based on the percentage you entered.
  • Total Deductions: Sum of all deductions, including health insurance if specified.
  • Net Pay: Your gross pay minus total deductions.
  • Annual Gross Pay: Gross pay multiplied by the pay frequency.
  • Annual Net Pay: Net pay multiplied by the pay frequency.

By following these steps, you can efficiently calculate your paycheck details using the Massachusetts Paycheck Calculator.